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Free $50 Casino Bonus - No Deposit or Credit Card Required! Common policy periods are one year, five years, 10 years or until the insured reaches age 65 or Coinsurance — An insurance-related term that describes a splitting or spreading of risk among multiple parties. Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual owns or operates. Each individual is entitled to benefits. Coverage — The scope of protection provided under an insurance policy. Collision Insurance — Covers physical damage to an insured's automobile other than that covered under comprehensive insurance resulting from contact with another inanimate object.

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